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Aetna Alabama: Rehab & Detox Centers in AL That Take Aetna Insurance 

On this page, you will learn about Aetna health insurance coverage for substance abuse treatment and how to confirm what benefits are available under your specific plan.
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Aetna Alabama Insurance For Alcohol and Drug Addiction Treatment

Provider Overview

Alabama has a long and interesting history. The first rocket to put people on the moon was built in Huntsville, and the first 911 call in the U.S. was also made in Alabama.1, bullet 5 and 6 The record for fastest Habitat for Humanity home ever built was also set in Alabama, a blazing 3 hours, 26 minutes, and 34 seconds.1, bullet 9

Over 5 million people call Alabama home.2, Population However, there are concerns. Many Alabamans struggle with substance use and abuse. The Substance Abuse and Mental Health Services Administration (SAMHSA) found that of those aged 12 and over in the state, 13.7% reported using marijuana in the past year.3, p. 25, second paragraph In addition, 18,000 state residents admitted to using heroin, and 43,000 admitted to using opioids.3, p. 27 and 29, second paragraph on both

If you’re someone who struggles with substance use, you know that breaking free isn’t easy. You need help, but substance use treatment can be pricy. If you have Alabama Aetna insurance, you might wonder if your coverage can help you get the treatment you need. Fortunately, the answer is yes.

This guide will help you understand how to use your Alabama Aetna coverage to get treatment for substance use. Let’s get started!

Does Alabama Aetna insurance cover Inpatient Alcohol and Drug Rehab Centers?

Due to the Affordable Care Act (ACA), which was passed in 2010, insurance plans have to cover 10 specific essential health benefits.4, first sentence One of those is treatment for substance use and mental health.4, fifth bullet

That means that all long-term health insurance plans, including Alabama Aetna, have to offer at least some coverage for substance use. The exact coverage you’ll receive depends on your specific plan, so make sure you verify your coverage before you commit to a program.

There are a variety of ways to verify coverage. For example, you can call the phone number on the back of your insurance card. You can also contact an organization like American Addiction Centers (AAC) by phone or online chat, or by filling out our verification form. In just a few minutes we can let you know what coverage you can expect from your insurance plan.

What is Alabama Aetna?

Aetna is a private health insurance company that offers Medicare Advantage plans in a variety of states, including Alabama.5, zip code search box

When it was founded in 1853, Aetna was a life insurance company, and it began offering health coverage in 1899.6, Timeline, 1853-1873 and 1895-1915 Later, Aetna was acquired by CVS to create a company focused on helping members simplify and improve their healthcare.6, Timeline, 2000-present

Today Aetna offers health coverage to 39 million members through its health plans, behavioral health coverage, Medicare Advantage plans, dental, and more.7, Helping people live healthier lives

What Substance Addiction Does Aetna AL Rehab Treatment Centers Cover?

There are a variety of substances that people struggle with, and almost all of them have treatment options available through rehab centers in the United States. For example, people commonly misuse marijuana, crystal meth, prescription drugs, alcohol, opioids, cocaine, and more.8, bulleted list

If you misuse these substances, getting treatment is the first step to take. The sooner you’re sober, the sooner you can start living a happier, healthier life.

How Much Does Alabama Aetna Cover (Addiction Treatment)?

Your Medicare Advantage plan with Alabama Aetna will focus on providing the medically necessary care you need to overcome substance use. There are a variety of approaches with a lot of evidence of success. Your doctor will help you determine what’s best for you.

Some examples of rehab treatment options include:9, 10

  • Inpatient/Residential Rehab. In inpatient rehab, you live at the treatment center 24/7 for a number of weeks or months. This helps you get away from your original environment to get the treatment you need. You’ll learn new habits and get individual and group counseling to help you create a healthier lifestyle.
  • Outpatient Rehab/Therapy. Outpatient rehab is best for people who can live at home without triggering or worsening their substance use. It’s also a great option for those who want to work or attend school during rehab. You’ll go to treatment several hours a week to learn to live without substance use.
  • Intensive Outpatient Programs (IOP). IOP is a more intense form of outpatient treatment, which means that patients attend sessions much less frequently than they would in standard outpatients. This type typically involves group therapy and individual sessions as well; it also includes medication management if necessary
  • Partial Hospitalization Programs (PHP). With partial hospitalization programs, people get the help they need without 24/7 care. This includes group therapy and medication management for those who require extra support. You’ll attend day treatment five or six days a week but spend evenings and weekends at home.

Does Alabama Aetna Insurance Cover Mental Health Care?

If you’re wondering if your Medicare Advantage Aetna plan covers mental health as well as substance use, you’re not alone. In fact, studies show that 50% of those who struggle with substance use also have a mental health diagnosis.11, Second paragraph

Having both diagnoses at the same time is known as a dual diagnosis, and it requires a different treatment approach.11, Second paragraph Some of the mental health issues that occur alongside substance use include PTSD, anxiety, depression, ADHD, trauma, and bipolar disorder.11, Second paragraph

If you struggle with mental health and substance use, you need to treat both at the same time to get the results you need.12, first paragraph Treating one or the other alone does not produce the same outcome.12, first paragraph

Fortunately, the list of essential health benefits in the ACA includes both mental health and substance use treatment.4, fifth bullet That means your Medicare Advantage plan through Aetna will include at least some level of coverage for both.

How Long Does Alabama Aetna Insurance Cover Inpatient Alcohol and Drug Rehab program?

Your Medicare Advantage coverage through Alabama Aetna will focus on giving you medically necessary care as defined by your doctor based on your needs. One of the principles of effective treatment, however, is that remaining in treatment for an adequate time is essential.13, fifth bullet.

Studies have shown that most people need at least three months of treatment to make a significant change in their substance use.13, fifth bullet However, the specific amount of treatment you need will depend on what substances you use, how long you’ve been using them, and other factors.

How much will be covered depends on your specific insurance plan, so be sure to call the number on the back of your insurance card to verify your coverage before committing to a program.

What if my Alabama Aetna policy does not cover an Inpatient drug rehab program?

If your Alabama Aetna policy doesn’t cover a specific rehab program you’re interested in, don’t give up on getting the treatment you need. Maybe you can find Alabama Aetna substance abuse providers that you’re interested in, or perhaps you can pay for treatment yourself.

There are many ways to afford treatment if you can’t get insurance coverage. You may be able to get a scholarship from the treatment program, or set up a payment plan. Maybe you can get a personal loan or borrow money from family or friends.

The thing you can’t afford to do is continue your substance use and risk criminal consequences or severe health problems. Getting treatment is vital, so don’t put it off.

Alabama Aetna In-Network vs. Out-of-Network Inpatient Drug Rehab Centers

Like most insurance plans, your Medicare Advantage Aetna plan will have a specific network of providers. These doctors and specialists have agreed to see Aetna plan members for a specific price, which then saves you money.14, p.1 What is a provider network

Many insurance plans offer no coverage for non-emergency care outside the network, so be sure you’ve reviewed the substance use treatment program and checked that they are in-network for your specific Advantage plan before you commit.14. P.2, Why do some plans cover benefits…

How to find Alabama Aetna-covered Inpatient drug treatment centers in AL?

If you want to know what treatment centers in your area accept your Medicare Advantage plan from Aetna, there are several ways to find out.

One of the easiest ways is to call the AAC helpline. Our admissions navigators can verify your insurance coverage and answer any questions you have about treatment.

We have a top-quality treatment program that’s not too far away. The Oxford Treatment Center in Etta, MS gives you access to a wide variety of therapies and treatment options. The program is near a scenic national forest and offers a variety of activities. It’s worth looking into!

Choosing to get treatment is courageous and it’s something you’ll be proud of for the rest of your life. Don’t put off your new life another day. Instead, contact us to take the first steps toward a happier and healthier life.

How to Read Your Insurance Provider Card
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  • 1Insurance Provider Name
  • 2Policy Member's Full Name
  • 3Policy Membership/Subscriber ID
Local Alcohol Rehab Near Me
Local Opioid Rehab Near Me
Sources
  1. Alabama Secretary of State Kids Page. (n.d.). Fun Facts About Alabama.
  2. United State Census Bureau. (2021, October 21). State Facts for Students.
  3. Substance Abuse and Mental Health Services Administration. (2020). Behavioral Health Barometer, Alabama.
  4. gov. (n.d.). What Marketplace health insurance plans cover.
  5. Aetna Medicare Solutions. (2022, January 6). Medicare Advantage Plans.
  6. (2022). Aetna History.
  7. (2022). Aetna Facts.
  8. National Institute on Drug Abuse. (2020, August 20). Commonly Used Drugs Charts.
  9. gov (2019, October). Treatment Options.
  10. National Institute on Drug Abuse. (2014). Principles of Adolescent Substance Use Disorder Treatment: A Research-Based Guide: Treatment Settings.
  11. National Institute of Mental Health. (n.d.). Substance Use and Co-Occurring Mental Disorders.
  12. National Institute on Drug Abuse. (2020, April). What are the treatments for comorbid substance use disorder and mental health conditions?
  13. National Institute on Drug Abuse. (2018, January). Principles of Effective Treatment.
  14. gov (2021, May). What you should know about provider networks.

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