NH Healthy Families New Hampshire (Ambetter) covered Alcohol and Drug rehab centers in New Hampshire
Choosing to break free from substance use is a major challenge, but it’s one of the best decisions you can make. However, most people are unable to stop using substances on their own. Getting help from a rehab center can make all the difference when it comes to long-term change.
If you have insurance with NH Healthy Families (Ambetter) insurance in New Hampshire, you might wonder if your health insurance covers addiction treatment. The good news is that it does. In fact, there are over 200 providers in network that have a specialty of “substance abuse and rehabilitation” in the Northeastern US alone.1, graphic
This guide will help you learn how you can use your NH Healthy Families (Ambetter) rehab coverage to get the treatment you need. Keep in mind that the specific coverage available will depend on your particular health insurance plan. You can check your coverage by calling the number on the back of your insurance card or contacting a rehab center directly.
What is NH Healthy Families New Hampshire (Ambetter)?
Ambetter plans are New Hampshire health insurance marketplace plans offered by NH Healthy Families.2, top section There are 3 primary plans: a Bronze plan called Ambetter Essential Care, a Silver plan called Ambetter Balanced Care, and a Gold plan called Ambetter Secure Care.2, second section
You can get a variety of health benefits through your Ambetter NH Healthy Families of New Hampshire plan. For example, there are tele-health services, a 24/7 nurse advice line, and a mail-order pharmacy.3, About Ambetter bulleted list Overall, Ambetter plans serve over 20 million members nationwide in 20 different states.3, Experienced Healthcare tab
As you consider how to use your NH Healthy Families (Ambetter) New Hampshire insurance coverage for rehab, keep in mind that there are over 50 in-network providers with the specialty “substance abuse and rehabilitation” in the state of New Hampshire.4, graphic
Is Ambetter the same as NH Healthy Families?
NH Healthy families offers a variety of insurance plans, only some of which are Ambetter plans.5, Select Your Plan While they are not the same company, they work together to offer Marketplace plans to citizens of New Hampshire.2, top section
What Substance Addiction Does NH Healthy Families New Hampshire (Ambetter) Cover?
Residents of New Hampshire struggle with a variety of addictions that they can seek rehab treatment for using NH Healthy Families New Hampshire insurance coverage.
Some of the commonly misused substances you can get treatment for include cocaine, alcohol, crystal meth, opioids, prescription drugs, heroin, marijuana, and more.6, bulleted list If you struggle with substance abuse, don’t delay in getting the help you need to change your life for the better. NH Healthy Families (Ambetter) New Hampshire healthcare plans can make a big difference in affording your treatment.
What does NH Healthy Families New Hampshire (Ambetter) Insurance cover in addiction treatment?
There are many ways to approach substance use treatment, and different treatment options will be ideal for different people. The right treatment program for you will be determined by working with your doctor, and may depend on what substances you use, how long you’ve used them, and what your support system is like.
You can rely on your NH Healthy Families insurance plans to help you with the cost of rehab treatment, as mental health and substance use treatment is one of the essential benefits that all long-term health insurance plans must cover.7, bulleted list, fifth bullet
Some of the common types of addiction treatment include:8,9
- Inpatient treatment program: You live at the facility full-time for several weeks or months. During treatment, you’ll be in group and individual therapy, along with a variety of activities. The goal is to help you create new habits away from your normal environment so you can live substance-free when you graduate.
- Outpatient programs: An outpatient program can help you transition out of an inpatient or residential program, or it might be the first treatment option if your substance use is less severe. You’ll live at home and go to treatment a few times a week. This treatment helps build accountability while encouraging you to work through your emotions and practice healthy habits.
- Intensive Outpatient Programs (IOP): An IOP allows you to get intensive, specialized care while still living at home. If you can live at home safely but need more help than a normal outpatient program provides, an IOP could be a good option. You’ll attend treatment several hours each week.
- Partial Hospitalization Programs (PHP): A PHP is a full-time, intensive treatment program that takes place in a medical facility. However, you spend the evenings at home rather than living at the treatment center. You’ll have therapy and activities at least five days a week for several hours each day.
Does NH Healthy Families New Hampshire (Ambetter) Cover Mental Health & Co-Occurring Disorder Treatment?
If you have a mental health diagnosis alongside your substance use concerns, you know that your road is more challenging than most. However, you’re far from alone. In fact, 50% of people with substance use disorders also have a mental health diagnosis.10, second paragraph This is known as a dual diagnosis, and some of the most common mental health concerns include attention deficit hyperactivity disorder (ADHD), bipolar disorder, anxiety, depression, and others.10, second paragraph
Can your NH Healthy Families (Ambetter) New Hampshire rehab coverage help you with mental health concerns as well? Fortunately, it can. Both mental health and substance use treatment are part of the essential benefits required of all long-term health insurance plans.7, bulleted list, fifth bullet
This is especially important because it’s vital to treat both your substance use and mental health concerns at the same time. An integrated approach has been shown to be far more effective than treating only one or the other.11, first paragraph
If you struggle with both a mental health diagnosis and substance use, be sure to talk to your doctor about using NH Healthy Families insurance plans to get treatment for both.
How Long Does NH Healthy Families New Hampshire (Ambetter) Cover Inpatient Alcohol and Drug Rehab programs?
When you look at maximizing your NH Healthy Families (Ambetter) New Hampshire mental health and substance use coverage, keep in mind that the length of your program matters. Research shows that most individuals with substance use disorders need at least 3 months of treatment to significantly decrease or stop their substance use.12, point 5 The best outcomes come from longer periods of treatment.12, point 5
Insurance plans focus on covering medically necessary treatment, so part of the length of your program will be determined by what your doctor decides is best for your situation. You can also find out more about the length of treatment your specific plan covers by contacting your insurance company directly using the phone number on the back of your insurance card.
What if my NH Healthy Families New Hampshire (Ambetter) policy does not cover an Inpatient drug rehab program?
If you find a specific rehab program you’re interested in, but it’s not covered by NH Healthy Families covered New Hampshire plans, don’t give up. There are a lot of other ways to pay for rehab treatment even if your insurance doesn’t apply.
For example, the program might have scholarships or you could set up a payment plan. Perhaps you could get a personal loan or borrow money from friends and family. There’s no doubt that being substance-free will improve your ability to work, be productive, and earn money in the future, so the investment pays off.
Getting treatment as soon as possible is essential so that you can avoid any further damage to your health as well as the possibility of legal trouble. Plus, the sooner you start to enjoy a healthier, happier life, the better.
NH Healthy Families New Hampshire (Ambetter) In Network vs. Out of Network Inpatient Drug Rehab Centers
What does it mean for a treatment center to be in-network or out-of-network? All insurance plans have a provider network that they’ve signed agreements with. These providers will give care to insurance plan members for a specific price, which allows the insurance company to offer lower costs when a member uses an in-network provider.13, What’s a provider network
Usually, an insurance plan doesn’t cover out-of-network care unless it’s an emergency, so you pay the full cost yourself.13, p. 3, second paragraph Even if you can get NH Healthy Families (Ambetter) New Hampshire out of network coverage, you’ll pay more of the cost yourself.13, p. 3, first paragraph
NH Healthy Families Coverage After-Hours and 24/7 Nurse Advice Line
One of the advantages of having an Ambetter plan is the NH Healthy Families (Ambetter) New Hampshire helpline. There is a free number you can call after normal business hours or any time of day or night to talk to a registered nurse.14, first paragraph
These nurses can answer all of your questions and health concerns, whether it’s a follow-up to a doctor’s appointment or advice about whether certain symptoms require treatment.14, bulleted list This can help you save money compared to visiting the emergency room to rule out a serious problem.
How Can I Check My NH Healthy Families (Ambetter) Coverage for Inpatient Drug Rehab Centers in New Hampshire?
One of the best ways to verify your NH Healthy Families (Ambetter) New Hampshire behavioral health coverage for a specific center is to contact the rehab facility. American Addiction Centers (AAC) runs a variety of high-quality rehab facilities and can verify your insurance coverage for you.
Simply call our helpline to speak to our Admissions Navigators, who can help answer your questions and get you started on your path to recovery. Our team can check your health insurance benefits in just a few minutes while you’re on the phone.
For example, AAC’s AdCare Massachusetts is close to New Hampshire, located on 30 acres of wooded land. You’ll enjoy a basketball court and a fitness center as you learn the habits that will give you a new start.
There’s no reason to delay your treatment. You can start creating a new life today by taking the first step toward using your insurance at in-network NH Healthy Families (Ambetter) New Hampshire rehab facilities. Simply contact us today.