You can find out Blue Cross Blue Shield of Florida coverage information by contacting the rehab facility you plan to attend and asking them to verify your insurance. Additionally, you can find the BCBS Florida phone number on the back of your card. Once you call, you can learn about more specific plans and policy information.
In Florida, over 30,000 people went into a substance abuse treatment center in 2015.1 More than 60,000 were checked into rehab in 2017.2 Florida has about 668 substance abuse treatment centers, so you can find services to assist you with your needs.
Treatment varies but may include a combination of:
If you’re looking for inpatient drug treatment centers in Texas that accept BCBS of Florida, there are several ways to start your search. First, you can contact facilities directly to confirm they work with your insurance provider. You can also use our search tool to find rehabs near you and filter by insurance acceptance, location, and other preferences. This makes it easier to identify the right BCBS-covered program tailored to your recovery needs.
Founded in 1944 on principles of excellent healthcare solutions, Blue Cross Blue Shield of Florida has headquarters in Jacksonville, Florida.3 In 2012, Blue Cross Blue Shield of Florida adopted the new name, Florida Blue, and its accompanying logo.3 The CEO thought that the shorter name was easier to remember and more notable than the other name, but all the plans, services, and health initiatives remained the same.3
Florida Blue has about 4 million members in the state and services many more in other states through affiliate connections.4
Blue Cross Blue Shield of Florida insurance drug treatment programs may cover some or all of the costs for substance abuse rehab. Not everyone will require the exact same type of treatment either, so it’s best to discuss your case with an admissions navigator. They will advise you about where to begin your treatment plan. Most people transition from one level of treatment to another, doing a step-down approach.
However, no matter what type of treatment you need, BCBS of Florida insurance follows the mandate of the Affordable Care Act (ACA).5 By doing so, they must provide patients with “Essential Benefits,” which includes mental health and substance abuse treatment.5 The amount of Blue Cross Blue Shield of Florida substance abuse treatment coverage varies based on your policy, but some of the treatment programs that you might participate in are the following:
As you move towards recovery from substance use disorder, it’s vital to consider your mental health too. Maybe you have already thought about this. If not, you should know that experts have found a connection between substance use disorder and mental illness.8 The connection works both ways, meaning that people who abuse substances are apt to have a mental health condition, and people with mental illness are apt to use substances.8 Since these conditions often occur together, clinicians recommend seeking a comprehensive treatment plan that addresses both issues.8
As stated above, Blue Cross Blue Shield of Florida drug treatment providers follow the ACA guidelines, so you can treat both conditions simultaneously.
Whether you live near BCBS of Florida rehabilitation centers or intend to travel to attend one, you might wonder about your length of stay. Your time in a substance abuse facility can vary depending on the severity of your situation. Addiction is a chronic and complex disease, so it requires a thorough treatment plan.9 Most experts recommend staying in rehab for at least 3 months for maximum benefit.9
The length of time covered by Blue Cross Blue Shield of Florida insurance rehab will depend on the specifics of your plan. You can check the back of your card for the phone number to Florida Blue insurance. The representative can explain how long your policy will cover.
If you are concerned that your policy won’t cover all of your stay at BCBS of Florida treatment center, don’t give up. You have other options to consider. Some rehab facilities will offer scholarship awards, or they may provide financing payment plans. Don’t delay seeking information about available financial options if you don’t have coverage for inpatient rehab.
When using in-network doctors and medical facilities, you are working within the group of providers that give the insurance company a discounted rate.10 Consequently, you can receive savings.10 If you go to an out-of-network facility or doctor, you will have out-of-pocket costs because these providers are part of the network plan.10
There are a few ways to find Blue Cross Blue Shield of Florida insurance rehab centers that are in-network. These include:
If you opt for the latter choice, you need to register for online access first. This will allow you to see your plan’s network information, among other details. Simply provide your identifying information at the prompts and select a username and password. Now you can log in and see the details. However, it is quicker to verify your insurance with the rehab directly, as they can give you an answer almost immediately.