Call American Addiction Centers for help today.

(888) 287-0471
Close Main Menu
Main Menu
  • Find a Rehab Center
  • AAC Facilities
  • Find Treatment
  • Paying for Treatment
  • Substance Abuse
  • About AAC
    Back to Main Menu
    Main Menu

Florida Blue (Blue Cross Blue Shield): Alcohol Rehabs & Detox Centers

On this page, you will learn about Florida Blue BCBS coverage for substance abuse treatment and how to confirm what benefits are available under your specific plan.
american addiction centers photo
If you or a loved one are experiencing a medical emergency, call 9-1-1 immediately.

Provider Overview

Does Florida Blue (Blue Cross Blue Shield) Cover Alcohol Rehab?

Alcohol use is a significant problem in the U.S., including Florida, and this includes both weekend binge drinking and more severe forms of use that can lead to alcohol use disorder (AUD). This is a nationwide issue and Florida is among the states with the highest number of people who are abusing alcohol on a regular basis.1

A big problem with AUD is that social drinking is considered acceptable behavior. As such, many people don’t think their substance use is an issue. Those who realize they’re struggling with alcohol use often refuse to go to treatment due to stigma or the lack of funds needed for treatment.2

Fortunately, all health insurance companies have to provide the same coverage for mental health disorders and substance abuse treatment as they would for any medical procedure. This includes Florida Blue Blue Cross Blue Shield (BCBS) healthcare plans which can cover various AUD treatment options, depending on your situation and the plan itself.3,4

How Much of Alcohol Rehab Does Florida Blue BCBS Insurance Cover?

In 2008, Congress enacted the Mental Health Parity and Addiction Equity Act (MHPAEA) according to which all insurance providers have to provide the same coverage level for mental health issues, including substance abuse, as they would for any other health issue. This means that depending on your policy, you’ll probably be able to use this type of insurance coverage to cover the costs of alcohol rehab.3

Addiction treatment is typically more challenging compared to most medical treatment options as there isn’t a single approach that works for everyone. All rehab plans need to be personalized, as every AUD sufferer will have their own needs that need to be taken care of.5 

In general, Florida Blue BCBS will cover medically-necessary treatment that’s FDA-approved. In general, your insurance may cover the following aspects of treatment:5

Does Florida Blue BCBS Insurance Coverage Cover Everything?

Treatment has to be individualized for every patient who comes to a Florida Blue BCBS-covered substance abuse treatment facility. However, some facilities may offer additional amenities that aren’t covered by insurance, such as:5

Is Alcohol Rehab Expensive?

Determining the cost of alcohol rehab in advance isn’t an easy task, as there are many factors that can influence the price. This might include the required services and their intensity, the length of your AUD treatment, and whether there are any additional amenities. Even the location of the facility might affect the price, as some addiction treatment facilities in Orlando might not cost as much as attending SUD treatment in Fort Lauderdale.3,6 

Most of these details will be discussed once you contact the facility and get a professional assessment of your situation. Once you get more information, you can explore financing options that fit your budget and see whether your insurance will covers the costs of treatment.3

Is Inpatient Alcohol Rehab Expensive?

People who go to inpatient facilities usually have more severe forms of AUD or have struggled to achieve sobriety for a while. This type of care allows struggling individuals to stay in a controlled setting, with constant medical supervision.5

Due to the costs of accommodation and extensive treatment it provides, inpatient programs are usually the most expensive form of treatment since it can last for months. Fortunately, Florida Blue BCBS in-network and out-of-network coverage plans might be able to help you with at least some of these expenses.5

Is Outpatient Alcohol Rehab Expensive?

Outpatient alcohol treatment requires you to attend regular therapy sessions that will help you fight your AUD. However, you won’t be required to reside at a facility, but be able to spend your time at home.5

This type of rehab typically offers less extensive care than inpatient programs. Also, it doesn’t provide you with accommodation, which means the services are usually more affordable. Nonetheless, this is something you should check with the facility and your insurance provider.5

Are Alcohol Partial Hospitalization Programs (PHP) Expensive?

Partial hospitalization programs (PHPs) are for people who don’t need to stay in rehab all the time, but still require more intensive treatment than outpatient care. If you go to PHP, you’ll probably stay in a facility for the biggest part of your day, but not overnight. As such, PHP is somewhere in between inpatient and outpatient care.5

PHP doesn’t offer as extensive care as inpatient treatment. It also may not involve accommodation costs. Therefore, its price will also be somewhere between the costs of inpatient and outpatient treatment.5

Is Medication-Assisted Treatment (MAT) Expensive?

Certain FDA-approved medications can be used to help battle AUD and ease the symptoms of withdrawal. Some medications might even help decrease alcohol intake. What medications will be prescribed to you and the frequency of their use will depend on your unique situation.7

MAT can be used in combination with any other type of treatment. Therefore, it’s not possible to say how much treatment will cost. You should check whether Florida Blue BCBS covers the costs of medication at your preferred in-network drug rehab facility by reaching out to the their support team. In general, this will entirely depend on your plan and the referral you get.5

Is Alcohol Rehab More Expensive than the Cost of Alcohol Addiction?

Many people feel discouraged when they hear how expensive AUD treatment is. However, not getting the treatment you need can have serious consequences that can cost even more:8

  • Alcohol abuse and binge drinking cost the US economy $249 billion in 2010 alone. This comes down to $807 per each individual, even those who’re not drinking.
  • An individual who struggles with SUD may experience reduced productivity at work, which can decrease their income or even lead to them being fired.
  • People who abuse alcohol have more health problems than people who don’t drink, treatment of which can lead to even greater expenses.
  • Many individuals struggling with AUD may have legal issues or might even go to jail.

Not just that, but excessive alcohol consumption can lead to brain damage that can worsen the longer the person consumes alcohol. Consequently, this can require longer, more extensive forms of treatment, further increasing an individual’s expenses.5,9

How Long Can You Go to Nationwide Florida Blue BCBS-Covered Inpatient Rehab Centers?

The length of treatment isn’t the same for everyone. In fact, there’s no universally recommended treatment length, as this is something that’s entirely individual. However, there are some indications that the longer the treatment, the better the outcome, no matter the type of SUD.10 

In general, most people should stay at least 3 months in rehab to achieve recovery. Of course, treatment of any length is better than no treatment at all. Still, the data from the National Institute of Drug Abuse show that people who completed their 3-month inpatient treatment programs had a higher chance of staying sober a year after rehab.10

Florida Blue BCBS offers diverse plans for mental health and drug abuse treatment that may cover different lengths of treatment. To check how long your coverage will last, you should call the Florida Blue BCBS helpline number on the back of your membership card. This will connect you with a dispatcher who can check the details of your policy.

How to Pick Between Florida Blue BCBS-Covered Inpatient & Outpatient Rehab Programs 

There are a few reasons why inpatient rehab might be a better option than outpatient care for some patients, especially for those who’ve battled AUD for a long time.10

Here are a few reasons why:10

  • Inpatient treatment centers are able to provide you with a higher quality of care, professional surroundings, and 24/7 supervision.
  • As you’ll be surrounded by people who’ve been through similar situations with SUD, you’ll have a strong support system
  • Since you’ll spend all of your time in one of the nationwide Florida Blue BCBS rehab centers, you won’t experience trigger situations that might tempt you to start using again. 
  • You’ll become more accountable for your own actions.

Of course, some people might prefer to spend most of their time in a familiar environment, such as the comfort of their own homes. Still, this is something a medical professional will determine.10

In general, inpatient treatment may offer better outcomes than outpatient care. As long as the treatment is of an adequate length, the relapse rates tend to be rather low.5,10

How to Apply for Nationwide Florida Blue BCBS Alcohol Rehabs?

To use your Florida Blue BCBS insurance coverage to get help for your or a loved one’s AUD, you need to follow certain protocols. 

The first step should always be to consult with your doctor so you can get a referral. Florida Blue BCBS in-network treatment providers may refuse to accept your coverage if you didn’t get the referral beforehand. The preferred facility requires written proof that being admitted into rehab is medically necessary and in your best interest.11

Some healthcare insurance providers might allow you to get a referral via a phone call. Nonetheless, this is something you should discuss with your insurance provider. You can also call a specialized alcohol hotline to get accurate information and details of the process.11 

Once this is done, most providers will allow you to choose a treatment facility or suggest a facility that offers suitable programs for your case. Afterward, you’ll work with the rehab center and insurance provider to determine your exact coverage.11

Locating Nationwide Florida Blue BCBS Treatment Programs

You can use several tactics to find reliable and recognized treatment providers. During this stage, you may also want to consider whether you prefer undergoing treatment at a local rehab center or traveling out of state. Nonetheless, here are a few steps that might help you: 

Finally, you can contact American Addiction Centers (AAC) and get a chance to speak with a professional dispatcher. You can ask them to verify your insurance and to let you know what payment options might be applicable to you. The dispatcher can check your benefits while on the phone with you. 

AAC has leading treatment centers nationwide and some might be in your region. For instance, they can offer guidance on addiction treatment across Florida, including information on specialized treatment facilities in Miami or assistance with finding help and treatment in Jacksonville. Some of their most recognized facilities include River Oaks Treatment Center and Recovery First Treatment Center. 

River Oaks Treatment Center

River Oaks Treatment Center might be available to you if you need help and addiction treatment in the greater Tampa region. River Oaks is a professional facility that offers different types of treatment, including detox services, inpatient and outpatient care, dual diagnosis, and treatment of co-occurring disorders. If you’re looking for an addiction treatment facility that’s recognized nationwide and covered by Florida Blue BCBS, you should consider reaching out.

Recovery First Treatment Center

The recognized Recovery First Treatment Center is a facility that, as its name suggests, puts recovery above all else. While it doesn’t provide inpatient services, it does offer safe detox, dual-diagnosis, outpatient care, and residential treatment. This makes it suitable for people looking for a place that can help them fight withdrawal, get intensive outpatient therapy, or spend time in a comfortable setting. Recovery First also accepts Florida Blue BCBS insurance coverage plans.

How to Read Your Insurance Provider Card
  • 1Insurance Provider Name
  • 2Policy Member's Full Name
  • 3Policy Membership/Subscriber ID
  1. Bohm MK., Liu Y., Esser MB., Mesnick JB., Lu H., Pan Y., Greenlund KJ. (2021). Binge Drinking Among Adults, by Select Characteristics and State — United States, 2018. MMWR Morb Mortal Wkly Rep 70: 1441–1446.
  2. Pullen, E. and Oser, C. (2014). Barriers to Substance Abuse Treatment in Rural and Urban Communities: A Counselor Perspective. Substance Use & Misuse, 49(7), 891–901.
  3. (2019). Paying for Treatment: Understanding the Cost of Treatment.
  4. Blue Cross Blue Shield Association. (2018). Blue Facts.
  5. National Institute on Drug Abuse. (2019). Treatment Approaches for Drug Addiction.
  6. Substance Abuse and Mental Health Services Administration. (2014). What is Substance Abuse Treatment? A Booklet for Families.
  7. Winslow B. T., Onysko M., Hebert M. (2016). Medications for Alcohol Use Disorder. American Family Physician.  15;93(6):457-465.
  8. Centers for Disease Control and Prevention. (2019). Excessive Drinking is Draining the U.S. Economy.
  9. Substance Abuse and Mental Health Services Administration. (2018). National Survey of Substance Abuse Treatment Services (N-SSATS): 2017. Data on Substance Abuse Treatment Facilities. Rockville, MD: Substance Abuse and Mental Health Services Administration.
  10. National Institute on Drug Abuse. (2018). Principles of Effective Treatment.
  11. Department of Managed Health Care. Behavioral Health Care.
  12. BlueCross BlueShield. Supporting Your Journey to Recovery.
  13. Substance Abuse and Mental Health Services Administration. (2022). Substance Abuse Confidentiality Regulations
  14. Florida Blue. BlueOptions Benefit Booklet.
  15. National Institute on Alcohol Abuse and Alcoholism. (2021). Women and Alcohol.
  16. Journal of Substance Abuse Treatment (2002). Patient attitudes concerning the inclusion of spirituality into addiction treatment.
  17. Collins, Susan E., Ph.D. (2016). Associations Between Socioeconomic Factors and Alcohol Outcomes. Alcohol Research Current Reviews, 38(1), 83-94.
  18. Florida Blue. Medicare.

Check Your Policy Coverage

With the form below you can quickly and privately check your insurance benefits to see if you're covered for addiction treatment services. We’ll be able to tell you if your policy is in-network at an American Addiction Centers location.
Check to see if your insurance is in-network at an American Addiction Centers location
We'll instantly check the coverage offered by your insurance provider.
You may receive treatment at one of our facilities at a reduced rate.
What to expect?
* = Required
(555) 555-5555
HIPAA badge
AAC Locations

Learn more about our treatment facilities

American Addiction Centers (AAC) owns and operates facilities at various locations nationwide to provide you or your loved one addiction and mental health care.
View all locations

Frequently asked questions

Do Florida Blue BCBS Insurance-Covered Programs Offer Luxury Treatment?
The exact details of your coverage and the treatment options available will depend on your healthcare plan and the treatment facility itself. Some insurance tiers might have more extensive coverage. Still, you’ll probably have to pay privately for many of these luxury options, as they are not considered medical necessities.14
Does Florida Blue BCBS Rehab Coverage Have Treatment Options for Women/Mothers?
In some cases, there may be special considerations when it comes to the treatment of women struggling with AUD, especially when it comes to pregnant women or mothers. In general, women are more likely to have gone through abuse. There may also be even more stigma regarding a woman dealing with SUD in some locations.15 Fortunately, many Florida Blue BCBS-covered rehab facilities may offer special amenities to women to help ensure they have a safe detox and smooth recovery.
Does Florida Blue BCBS Coverage Work for Faith-Based Treatment?
Faith-based treatment might be a great option for Christians and spiritual individuals, but there are a few things to be mindful of. Treatment needs to be FDA-approved and evidence-based in order to be covered by Florida Blue BCBS Insurance. If you manage to find such treatment, Florida Blue BCBS insurance might be able to cover it.16
Does Florida Blue BCBS Rehab Offer Executive Alcohol Treatment?
One of the reasons some people don’t get the treatment they need is because they are afraid this will cost them their job. This is especially problematic for CEOs or company owners who cannot afford to go away to a 3-month or a 6-month inpatient program. Fortunately, you can find many flexible rehab options that will allow you to continue working. To check whether your insurance will cover such treatment, reach out to your Florida Blue BCBS provider.17
Can You Use Florida Blue BCBS Medicare Plans for Alcohol Treatment?
Florida Blue BCBS can help you get Medicare coverage if you’re eligible. This might be a great option for senior people or individuals with disabilities. Contact Florida Blue BCBS to see whether this is an option for you.18

Guides for other health insurance providers

Will my insurance pay for treatment?
  • We’ll instantly check the coverage offered by your insurance provider.
  • You may receive treatment at one of our facilities at a reduced rate.
What to expect?

* These fields are required

(555) 555-5555
HIPAA badge