Does Anthem BCBS of Kentucky insurance cover Inpatient Alcohol and Drug Rehab Centers?
Anthem Blue Cross Blue Shield of Kentucky offers healthcare solutions for individuals, including those with medical, mental health, or substance abuse issues.1 For patients who are struggling with a drug or alcohol use disorder, you can seek treatment at a facility that accepts Anthem BCBS Kentucky. Contact rehab centers in your area, and they can verify your insurance information over the phone. Alternatively, you can call the number on the back of your insurance card for more details about your specific plan.
How to find Anthem BCBS of Kentucky covered Inpatient drug treatment centers in KY?
At American Addiction Centers (AAC), we can help you check your insurance coverage. Get in touch with one of our admissions navigators by calling or begin an online chat with a representative. We are always available to verify insurance eligibility quickly and confidentially.
In 2018, Kentucky had 20,420 people admitted to a substance abuse facility.2(p.520)
Rehab facilities accept a variety of payment types. In 2017, the following data was collected about how many facilities accept what kind of payment:3
- There were 390 facilities that accepted cash or other forms of self-payment.
- There were 277 substance abuse centers that accepted private health insurance.
- 158 facilities accepted Medicare, and 281 accepted Medicaid.
- 234 substance abuse centers accepted the sliding fee scale.
- 158 substance abuse treatment centers did not either charge or reduced the costs for eligible clients.
You can obtain help finding an approved rehab facility now through AAC.
What is Anthem BCBS of Kentucky?
Anthem BCBS of Kentucky began when WellPoint Health Networks Inc. and Anthem, Inc. merged in 2004.4 They became one of the nation’s top health insurance companies.
With locations in several states, including Kentucky, Anthem Blue Cross Blue Shield of KY is positioned to offer a comprehensive health plan.4 They provide robust healthcare to their members, which serves about 117 million.5
How Much Does Anthem BCBS of Kentucky Cover (Addiction Treatment)?
If you’re concerned about how much your costs for addiction treatment will be with Anthem Drug rehab Kentucky, it’s important to understand that every person is unique, and costs vary. Your level of care will be different from someone else’s care plan. However, your Anthem Blue Cross Blue Shield Kentucky will likely cover some or all the following types of addiction treatment:
Inpatient/residential rehab: During this intensive addiction treatment program, you will be monitored around the clock by professional clinicians. This program combines detox and therapeutic care.6
Partial hospitalization program (PHP): The next step down from an inpatient program is a PHP. It’s situated in a closely monitored setting for maximum comfort and safety, but you will go home at night.7
Intensive outpatient program (IOP): During IOP, you will participate in many hours of therapy a week at a facility, thus continuing your recovery journey.6
Outpatient treatment program and therapy: Finally, you will transition to therapy one or two times a week to prevent relapse.6
Does Blue Cross Blue Shield of Kentucky provides coverage for mental health facilities?
Mental health is an important component of a comprehensive substance abuse treatment plan. The reason for this is that evidence shows a link between mental illness and substance use disorder. 8(How common) You may be wondering if your Anthem Blue Cross Blue Shield addiction treatment will have coverage for mental health as well. If the rehab facility you select offers co-occurring disorder treatment, then you have found a facility able to treat both conditions.
You can search for Anthem Drug treatment centers in Kentucky that provide comprehensive addiction treatment, including co-occurring disorder treatment, by connecting with AAC. They will do a search for Anthem BCBS of Kentucky rehab locations near you.
Anthem Blue Cross Blue Shield of Kentucky insurance follows the Affordable Care Act (ACA) mandates, which states that providers must administer essential care to all patients.9 Essential care includes substance abuse rehab and mental health care.9
Does Anthem Blue Cross Blue Shield of Kentucky cover addiction treatment therapies?
An Anthem Blue Cross Blue Shield of Kentucky drug detox treatment program consists of participating in therapy. Your therapy regimen will rely on proven, evidence-based methods to assist in recovery. 6(how are behavioral therapies used) When you attend therapy, you will gain valuable, life-changing skills that help you cope with triggering situations. 6(how are behavioral therapies used)
How Long Does Anthem BCBS of Kentucky Insurance Cover Alcohol and Drug Rehab programs?
You may be concerned about how long your Anthem Kentucky drug rehab therapy coverage will last. The specific details of your policy plan will determine the extent of your Anthem Blue Cross Blue Shield of Kentucky substance abuse treatment coverage.
You can check with your healthcare provider by calling the number on the back of your card for more details. Keep in mind that longer treatment times are recommended for better outcomes.10(5) Most doctors will recommend a minimum stay of 3 months.12(#5)
What if my Anthem BCBS of Kentucky policy does not cover an Inpatient drug rehab program?
Some people may be worried that their Anthem Kentucky addiction treatment coverage won’t be enough for an inpatient drug program or that it’s not covered at all. If this is the case with you, check with AAC about your financial aid options. Some facilities offer scholarships, sliding scale fee discounts, payment plan arrangements, and other forms of payment.
Anthem BCBS of Kentucky In-Network vs. Out of Network Inpatient Drug Rehab Centers
Going to a rehab facility that is in-network with Anthem BCBS of Kentucky means you won’t have as many (if any) out-of-pocket costs.11(top) Anthem rehab of KY has a list of in-network providers from which you can choose. These providers have a contract with Anthem to provide quality care at an agreed-upon price to the provider. 11(top) This keeps the costs lower for everyone. 11(top)
How to Verify Anthem BCBS of Kentucky Coverage for rehab near me?
You can find one of the Anthem BCBS of Kentucky rehabilitation centers that is in-network by contacting American Addiction Centers (AAC). They will verify your insurance coverage and connect you to an in-network facility. Whether you need an Anthem Residential treatment center in Kentucky or an outpatient rehab facility, get in touch with the helpline by calling .
With several locations across the U.S., you can find Anthem substance abuse rehab treatment through AAC. An admissions navigator is ready to verify your insurance coverage today.