Does BCBS of Mississippi Cover Opioid Rehab?
According to the National Center for Drug Abuse Statistics, more than 10 million Americans misuse opioids each year. Opioids were responsible for over 48,000 deaths nationwide in 2020, and up to 80% of all overdose fatalities are caused by opioids. In an effort to combat this epidemic and improve their quality of life, many people are seeking help at rehab centers.1
If you’re considering seeking treatment for yourself or a loved one, you may be able to use your BCBS of Mississippi coverage nationwide. In compliance with the Affordable Care Act, all private insurance companies must treat addiction recovery the same as any other medical condition. This means that your insurance should cover at least some of the cost of rehab, if not all of it.2
What Is Blue Cross Blue Shield of Mississippi?
Blue Cross Blue Shield of Mississippi is a health insurance company enabling individuals to pay for specialized addiction treatment in Jackson and the rest of Mississippi. It provides health insurance plans to residents of the state.3
Blue Cross Blue Shield of Mississippi is one of the largest providers of health insurance in Mississippi. The company offers a variety of individual, family, and business health insurance plans. Blue Cross Blue Shield of Mississippi also offers a variety of programs and services to help its members improve their mental health and well-being.3
What Services Are Included in Healthcare Plans Under BCBS of Mississippi Insurance?
The Mental Health Parity and Addiction Equality Act ensures that insurance companies offer the same level of benefits for opioid abuse and treatment of co-occurring disorders as they would for any other medical emergency.2
As such, most BCBS of Mississippi healthcare plans should cover most if not all of the following addiction treatment services for Mississippi residents:2
- Screenings and interventions: One of the most important aspects of opioid rehab is making sure that people struggling with addiction can access the help they need. There are a number of different screening and intervention methods that can be used in order to provide the best care for people who are struggling with addiction.
- Opioid detoxification: Detoxification, in the context of opioid addiction, is a process that rids the body of all traces of the drug. It can be accomplished in several ways, but mostly through substitution therapy with another drug. For some medication-assisted treatments, detox is a requirement.
- Inpatient opioid rehab. Inpatient opioid treatment programs provide a safe and supportive environment where people can receive around-the-clock care and supervision as they learn how to cope with their addiction.
- Outpatient opioid rehab. An outpatient opioid rehab is a great option for those who want to overcome their addiction to opioids, but continue living at home and attending work or school while receiving treatment. It will provide you with medication and counseling and will help you learn how to deal with your addiction.
- Treating opioid addiction through behavioral therapies. Behavioral therapies are a key part of opioid rehab. There are several different types of behavioral therapies, and each one is tailored to the individual. Some of the most common types of behavioral therapies are cognitive-behavioral therapy, motivational interviewing, and family therapy.
- Opioid abuse and co-occurring disorder treatment. Co-occurring disorders are mental health conditions that commonly occur together. There is a high chance of co-occurrence between opioid use disorders and mental illnesses. If the initial assessment proves the patient has a dual diagnosis, the treatment will reflect that and address both issues simultaneously.
What Services Does BCBS of MS Insurance Not Cover in Opioid Rehab?
Private insurance typically only covers treatment and services that have been shown to be effective through scientific study. This means alternative or experimental approaches such as yoga, meditation, or homeopathic therapy may not be covered by insurance.2
Furthermore, non-medical services and amenities during opioid rehab will typically not be covered. Services such as private suites, expedited or same-day admittance to treatment, spas, and chef-prepared meals are not seen as necessary for medical treatment and therefore usually are not covered.2
In addition, most insurance plans have a maximum limit on how much they will pay out in benefits per year. This means that even if a treatment is covered, the patient may still have to personally finance some out-of-pocket costs in co-pays and deductibles.2
What Can I Expect to Pay for Opioid Rehab?
The cost of opioid rehab can be expensive for some, ranging from a few thousand dollars to tens of thousands. Still, the price of treatment is usually much lower than the potential medical costs of treating opioid addiction and overdose.4
The cost of addiction treatment will vary depending on a number of factors. Treatment duration, treatment frequency, and the intensity and variety of services provided all play a role in determining the cost of treatment. In addition, different BCBS of Mississippi rehab coverage plans cover different costs of treatment, so the final cost of treatment may vary depending on the plan you have.5
What Is the Cost of Inpatient Opioid Programs?
The cost of inpatient opioid treatment programs can vary depending on several factors. Some factors that can affect the cost include the following:6
- The length of treatment: The longer the treatment program is, the more it will typically cost, as patients are offered both accommodation and medical services for the duration of the treatment.
- The types of services and treatment offered: Inpatient opioid rehab programs can offer a variety of services such as detoxification, individual counseling, group therapy, and medication-assisted treatment (MAT).
- The location of the treatment center: The cost of treatment may be higher at a facility located in a metropolitan area or that offers more amenities than one located in a rural area.
The cost of treatment at an in-network center will be less than at an out-of-network one. However, Blue Cross Blue Shield of Mississippi may still limit the length of treatment or require authorization before it begins.2
What Is the Cost of Outpatient Opioid Programs?
Outpatient rehab programs for treating addiction can be expensive, but many rehab centers offer financing plans to make treatment more accessible to anyone. The cost of outpatient opioid rehab usually depends on the services provided, such as counseling, behavioral therapies, and medication-assisted treatment. However, many private plans typically cover outpatient rehab programs.6
What Is the Cost of Partial Hospitalization Programs?
Intensive partial hospitalization programs offer a range of benefits and involve spending around 20 hours per week at a treatment center, where you would attend a structured, individual program. As such, it falls between inpatient and outpatient rehab in terms of price.7
What Is the Cost of Medications for Opioid Abuse?
Treatment for opioid abuse may cost between $126 a week and $1,176 a month in the United States. A wide range of costs may apply depending on the treatment prescribed, the treatment center, and the level of care. As a result, one opioid treatment program that offers methadone or buprenorphine as part of medication-assisted treatment (MAT) may be cheaper than another.4
Is Opioid Treatment Worth the Cost?
If you’re looking for rehab but are worried about the cost, BCBS of Mississippi healthcare plans are likely to cover at least some portion of the cost. There are many different programs for treating opioid addiction, so all that’s left for you is to find a treatment that meets your needs and possibilities.
If you’re struggling with opioids or some other form of abuse, it’s important to get help. Abuse of opioids can significantly negatively impact your life, affecting your relationships, professional aspirations, and overall quality of life. It can even lead to a fatal outcome, so getting treatment on time is important.6
The costs of substance abuse are significantly higher than treating it. Annual substance abuse treatment costs approximately $1,500, while the annual costs of SUD amount to more than $11,000 in criminal justice costs, lost productivity, and healthcare expenses.8
A total of 78 billion dollars in US dollars were spent on opioid addiction and overdose in 2013. Treatment accounted for just $2.8 billion or 3.6% of that amount.4
What Duration of Opioid Treatment Does BCBS of Mississippi Addiction Treatment Cover?
The BCBS of Mississippi plan may cover most, if not all, of the duration of opioid treatment in the same way it covers other medical emergencies. This may include inpatient and outpatient rehab, medication-assisted treatment, and other treatment programs.2
If you’re planning to undergo treatment at a medical facility, it’s important to check your insurance coverage first. Depending on your exact insurance policy and the facility’s location, coverage may vary in length. To make sure you’re fully covered, contact the number on the back of your insurance card and verify your coverage with an insurance company representative.2
Recovery is more likely with the right length of treatment. The best way to prevent relapse is to match treatment settings, length, and therapies to each individual case. This may help ensure higher recovery chances as it is more tailored to meet an individual’s needs. It is important to note that treatment length varies based on the type of opioid used and the patient’s health and drug use history.9
In addition, aftercare and maintenance treatment are typically necessary for a year or more, depending on the individual’s needs. The BCBS of Mississippi helpline can provide you with more information on the specific duration of your coverage.9
Is Inpatient Opioid Treatment Better Than Outpatient?
Inpatient and outpatient treatment are two options that people struggling with opioid addiction most commonly choose between. Inpatient treatment involves living at a rehab center until the person is confident enough to transition back into the community. Outpatient treatment is when the person continues to live at home and attends rehab sessions a few times a week.6
There are pros and cons to both inpatient and outpatient treatment. Inpatient treatment has the advantage of providing around-the-clock care and support. This can be very helpful for people who are struggling with addiction and who also have other mental health conditions. The disadvantage of inpatient treatment is that it can be expensive, and it requires that the person take time off from work or school.6
Outpatient treatment may be more affordable and easier to fit into a person’s schedule. The disadvantage is that the person may have less support and structure than they would have in an inpatient setting.6
Both inpatient and outpatient treatment have their own advantages and disadvantages, so it’s important to consider which option would be best for you or your loved one. If you’re not sure which option is right, speak to a healthcare professional who can help you make the decision.6
What Is the Right Way to Use BCBS of Mississippi Rehab Coverage?
If you, your partner, or your family members are struggling with opioid abuse, talk to your doctor about the best treatment options. There are many local treatment centers that can help, and your insurance company may cover most or all of the cost of rehabilitation. You can make sure that your Blue Cross Blue Shield of Mississippi insurance plan covers all the essential services with the help of admissions navigators at treatment facilities such as the American Addiction Centers.2
There are many payment options available for those seeking opioid treatment. The most common option is to use private insurance, such as Blue Cross Blue Shield of Mississippi. Other options include using Medicaid or Medicare or paying out of pocket. Some treatment centers also accept financing in the form of sliding-scale payments. Whichever payment option you choose, it is important to get the help you need to overcome opioid addiction. There are many resources available to help you find the best treatment center for your needs.2
What Rehab Centers Take Blue Cross Blue Shield of Mississippi Insurance?
American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.
- AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
- Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
- Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
- Laguna Treatment Hospital: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
- Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.
- Sunrise House Treatment Center: Located in Lafayette Township, New Jersey, Sunrise House provides treatment for people suffering from substance abuse from a medical and holistic standpoint. With various evidence-based therapeutic interventions, personalized care is provided through detox, residential treatment, dual-diagnosis treatment, and outpatient services.
There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.
Finding Help Through BCBS of Mississippi Insurance Drug Treatment Programs
If you or a loved one is struggling with opioid abuse, don’t hesitate to reach out for help. There are many treatment options available, and with the help of a knowledgeable admissions navigator, you can find a treatment center that accepts your Blue Cross Blue Shield of Mississippi insurance plan and will work to help you or your loved one overcome addiction.
If you are looking for help in overcoming opioid addiction, you should consider contacting one of AAC’s facilities. These centers can provide you with the help that you need to get your life back on track, and they can also help you avoid the potential dangers of relapse. For instance, you can reach out to:
- Leading addiction treatment professionals in Gulfport
- Proven opioid treatment programs in Greenville
- Facilities that use evidence-based methods in Hattiesburg
- Trusted and experienced treatment providers in Meridian
The AAC intake staff at treatment centers are knowledgeable and experienced in helping people overcome their addiction. They’re avaiable via specialized hotlines for alcohol abuse or drug addiction and they will work with you to develop a treatment plan tailored specifically to your needs.